Monday, February 03, 2020

How to file taxes for free

Free File: File Your Taxes Online for Free

If your 2019 adjusted gross income was $69,000 or less, you may find one or more Free File Online options for you. Review each company's offer to make sure you qualify for a free federal return. Some companies offer free state tax returns; others may charge a fee.
You may use the Free File Online Lookup Tool to narrow the number of offers you may qualify for or Browse All Offers to see which are specific to your needs. After selecting one of the Free File offers, you will leave the IRS.gov website.

Free File Online Lookup Tool

Use the Lookup Tool to help you choose a Free File offer to file your taxes for free online. Just answer a few simple questions about income, age, and state residence to find out which offer(s) is available for you.

Browse All Offers

Browse from the list of all the Free File Online offers to choose a company specific to your needs. You are responsible for determining your eligibility for one of the Free File Online offers.
IRS Free File program delivered by TurboTax

Receive a free Federal return if:
  • Your Adjusted Gross Income is $36,000 or less, AND any age, OR
  • You are eligible for the Earned Income Tax Credit, OR
  • Free for Active Military for Adjusted Gross Income of $69,000 or less
  • Same criteria apply when filing with a foreign address
  • Free state return if you qualify for the federal return
IRS Free File program delivered by 1040NOW

Receive a free Federal return if:
  • Your Adjusted Gross Income (AGI) is $69,000 or less and you live in one of the following states: AL, AR, AZ, CA, GA, IA, ID, KY, MI, MN, MO, MS, NC, ND, NY, OK, OR, RI, SC, VA, VT or WV
  • OR
  • Your AGI is $68,000 or less and you live in CO, CT, DC, DE, HI, IL, KS, LA, MA, MD, ME, MT, NE, NJ, NM, OH, PA, UT or WI.
  • OR
  • Free for Active Military for Adjusted Gross Income of $69,000 or less
  • No free state tax preparation in any states
IRS Free File program delivered by ezTaxReturn.com

Receive a free Federal return if:
  • Your Adjusted Gross Income is $69,000 or less, AND any AGE, AND
  • You live in one of the following states: AL, AR, AZ, CA, CO, GA, IL, LA, MA, MD, MI, MO, MS, NC, NJ, NY, OH, PA, SC, VA, or WI
  • No free state tax preparation in any states.
IRS Free File program delivered by FileYourTaxes.com

Receive a free Federal return if:
  • Adjusted Gross Income is between $9,000 and $69,000, AND your age is 65 or younger, OR
  • Free for Active Military for Adjusted Gross Income of $69,000 or less
  • Same criteria apply when filing with a foreign address
  • Free state return, for some states, if you qualify for the federal return
IRS Free File program delivered by Free 1040 Tax Return

Receive a free Federal return if:
  • Your Adjusted Gross Income is $69,000 or less, AND
  • Your age is 70 or younger, AND
  • Live in any state, EXCEPT: DC, FL, IN, LA, MT, NH, NM, NV, RI, SD, TN, TX or WA
OR
  • Free for Active Military for Adjusted Gross Income of $69,000 or less
  • Free state return, for some states, if you qualify for the federal return
IRS Free File program delivered by FreeTaxUSA

Receive a free Federal return if:
  • Your Adjusted Gross Income is $36,000 or less, AND any age, OR
  • You are eligible for the Earned Income Tax Credit, OR
  • Free for Active Military for Adjusted Gross Income of $69,000 or less
  • Free state return, for some states, if you qualify for the federal return
IRS Free File program delivered by TaxAct

Receive a free Federal return if:
  • Your Adjusted Gross Income is $59,000 or less AND your age is 56 or younger, OR
  • You are eligible for the Earned Income Tax Credit, OR
  • Free for Active Military for Adjusted Gross Income of $69,000 or less
  • Same criteria apply when filing with a foreign address
  • Free state return if you qualify for the federal return
IRS Free File program delivered by TaxSlayer®

Receive a free Federal return if:
  • Your Adjusted Gross Income is $69,000 or less AND your age is 51 or younger, OR
  • You are eligible for the Earned Income Tax Credit, OR
  • Free for Active Military for Adjusted Gross Income of $69,000 or less
  • Same criteria apply when filing with a foreign address
  • Free state return, for some states, if you qualify for the federal return
IRS Free File program delivered by H&R Block

Receive a free Federal return if:
  • Your Adjusted Gross Income is $69,000 or less, AND your age is between 17 and 51, OR
  • You are eligible for the Earned Income Tax Credit, OR
  • Free for Active Military for Adjusted Gross Income of $69,000 or less
  • Same criteria apply when filing with a foreign address
  • Free state return if you qualify for the federal return
IRS Free File program delivered by Online Taxes at OLT.com

Receive a free Federal return if:
  • Your Adjusted Gross Income is between $14,000 and $69,000, AND any age, OR
  • Free for Active Military for Adjusted Gross Income of $69,000 or less
  • Same criteria apply when filing with a foreign address
  • Free state return if you qualify for the federal return
Please Note: You are responsible for determining your eligibility for one of the Free File Online offers.

Friday, January 24, 2020

Do you capitalize Postal Service?

Do you capitalize Postal Service?

Yes! The Postal Service provides postal service throughout the United States.

These folks agree:

https://forum.wordreference.com/threads/postal-service.637587/:


Grammarly is too expensive. But is Grammarly Worth it?

I just checked the price for Grammarly - the pro version - and it is a staggering $29.95 per month. But is it worth it?

First, what is Grammarly?

Per Grammarly:

Grammarly’s AI-powered products help people communicate more effectively. Millions of users rely on Grammarly every day to make their messages, documents, and social media posts clear, mistake-free, and impactful. Grammarly is an Inc. 500 company with offices in San Francisco, New York, Kyiv, and Vancouver.
As you type, Grammarly checks your text for hundreds of common and advanced writing issues. The checks include common grammatical errors, such as subject-verb agreement, article use, and modifier placement, in addition to contextual spelling mistakes, phonetic spelling mistakes, and irregular verb conjugations. Grammarly also provides synonym suggestions to make your writing more readable and precise. With Grammarly, you can write online with confidence.
There is no need to answer this question myself thanks to Brendan Brown's thorough review on Geediting.com: https://geediting.com/grammarly-review-how-good-is-it-an-editor-weighs-in/
Brendan's answer? Yes, it's worth it:




Another verdict from Publication Coach:

For me, however, it is not worth that price tag.

What is the best password manager?


Wired magazine lists the following as the best:

1Password - best overall

Bitwarden - best free option

Dashlane - best full-featured manager

KeepassXC - best DIY option (self hosted)

I personally use LastPass, but it received only honorary mention by Wired due to technical issues and even a breach!

Link to Wired article: Link